Zero-Fee Credit Card Processing & Payment Solutions For Small Businesses Expand

The expansion addresses demand for cost-saving strategies in the wake of recently increased processing fees. The comprehensive merchant savings program from Better Payment Solutions combines a cash discount model with transparent pricing structures that show customers how much money they lose when they choose to swipe.

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Processing fees typically cost merchants 3-4% for each credit card transaction; however, this norm is in flux for 2026. Visa raised its fees in January; some by as much as 33 percent, according to data recently published in the Payments Dive newsletter. Square also raised its per-transaction fees by a few tenths of a percent the same month, and others are expected to follow suit.

These hikes create challenges for small businesses that need to cut costs but are hesitant to increase prices for their customers. The plan from Better Payment Solutions addresses both challenges. The company’s cash discount model allows merchants to offer customers a price reduction when they pay with cash. Customers who desire to use a credit card can still do so, but will knowingly pay a higher price that absorbs the fee.

This approach transfers processing costs away from the business while providing buyers with a savings incentive. Small businesses using this system save an average of $7,500 annually, with some operations reporting savings up to $100,000 per year, according to statistics from Better Payment Solutions.

“We’re empowering business owners to keep more of their hard-earned money,” a representative for the company said. “With our zero-fee solution, we eliminate credit card processing fees, giving you the control to unlock your true potential. This isn’t just a solution – it’s the game-changing secret every business owner needs to fuel growth and take their profits to new heights.”

The system can be integrated across multiple business environments without disrupting existing operations. The platform works with physical storefronts, online platforms, or hybrid models, fitting into existing payment setups while supporting contactless payments and online checkouts.

Better Payment Solutions provides guidance for point-of-sale systems, as well as on-site training when needed. The company offers around-the-clock live customer support to ensure businesses can resolve payment processing issues quickly, regardless of when they occur.

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